15 Cheap Cities to Live in California

Introduction

California is often associated with high living costs, especially in cities like San Francisco, Los Angeles, and San Diego. However, not all of California is out of reach for those seeking affordable living. In this blog, we’ll explore 15 cities where you can find affordable apartments for rent, reasonably priced houses, and an overall cost-effective lifestyle without sacrificing the quality of life. Let’s dive into these hidden gems where you can enjoy California’s beauty on a budget.

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Reasons to live in California?

We have plenty of reasons! – California’s breathtaking natural beauty is truly unparalleled. Enjoy sunny skies and mild weather year-round, allowing you to hit the beach, hike mountains, or explore lush forests whenever possible. The state’s food, wine, and craft beer scenes are world-class, offering a diverse array of culinary delights. Entertainment options are abundant—catch spectacular shows in Los Angeles, revel in San Diego’s vibrant festivals, or bar hop in the eclectic neighborhoods of San Francisco.

Job opportunities are plentiful, especially in tech hubs like Silicon Valley, where innovation thrives. While the cost of living can be high, the potential for higher salaries often offsets this expense. Despite the costs and occasional crowds, the rewards of California’s vibrant culture, stunning landscapes, and dynamic lifestyle make it a worthwhile place to live.

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Alright, let’s explore some of the most affordable cities in California.

Also, read 41 Best Moving And Packing Tips That Will Make Your Move Dead Simple

1. Bakersfield

• Overview: Bakersfield, nestled in the heart of California, offers a warm climate and a growing community. Known for its country music heritage and oil production, it’s a city with a unique blend of culture and industry.
• Median Home Price and Rental Costs: The median home price in Bakersfield is around $260,000. If renting is more your style, average rents hover around $1,100 per month. Compared to the rest of California, these prices are a breath of fresh air.
• Cost of Living Index: Bakersfield’s cost of living index is 98.5, which is slightly below the national average, making it one of the more affordable places in California.
• Job Market and Major Industries: The job market here is bolstered by agriculture, oil, and manufacturing industries. Bakersfield is the place to be if you’re involved in producing the world’s carrots or tapping into oil reserves.
• Lifestyle and Amenities: Bakersfield offers numerous parks, museums, and a lively arts scene. Plus, you’re just a short drive from the Sierra Nevada Mountains for all your hiking and skiing needs.
• Verdict: Affordable housing and a vibrant community make Bakersfield a great choice, especially if you don’t mind the occasional scent of oil and the twang of country music.

2. Fresno

• Overview: Fresno is California’s fifth-largest city, located in the fertile Central Valley. It’s renowned for its agricultural prowess and proximity to Yosemite National Park.
• Median Home Price and Rental Costs: Home prices in Fresno average around $280,000, while renting an apartment will set you back about $1,200 per month.
• Cost of Living Index: The cost of living index in Fresno is about 99.9, nearly on par with the national average, making it a budget-friendly option in California.
• Job Market and Major Industries: Fresno’s economy is driven by agriculture, but there’s also significant growth in healthcare, education, and retail sectors.
• Lifestyle and Amenities: Fresno boasts a vibrant arts scene, and beautiful parks, and serves as an excellent base for outdoor enthusiasts looking to explore Yosemite and other nearby natural attractions.
• Verdict: Affordable living and proximity to natural beauty make Fresno an attractive option, provided you can handle the occasional whiff of cow farms.

3. Stockton

• Overview: Located in the Central Valley, Stockton has faced economic challenges but is on a path to recovery. It offers a diverse culture and rich history, making it an intriguing place to live.
• Median Home Price and Rental Costs: Median home prices are around $320,000, with average rent at $1,250 per month, making Stockton a reasonably priced option.
• Cost of Living Index: Stockton’s cost of living index is 101.1, just slightly above the national average but still manageable compared to other California cities.
• Job Market and Major Industries: The job market is diverse, with opportunities in healthcare, agriculture, and manufacturing.
• Lifestyle and Amenities: Stockton has a bustling waterfront, numerous festivals, and plenty of parks to enjoy.
• Verdict: Stockton provides affordable living and a rich cultural experience, perfect for those who enjoy a city with character and resilience.

4. Chico

• Overview: Chico is a charming city known for its university and outdoor activities. It’s a college town with a laid-back vibe that appeals to many.
• Median Home Price and Rental Costs: Median home prices in Chico are around $350,000, with average rent at $1,200 per month.
• Cost of Living Index: Chico’s cost of living index is 106.5, slightly higher but justified by its amenities and quality of life.
• Job Market and Major Industries: Key industries include education, healthcare, and agriculture.
• Lifestyle and Amenities: With Bidwell Park, excellent local dining options, and a strong sense of community, Chico offers an enviable lifestyle.
• Verdict: If you’re looking for a friendly, small-town feel with the perks of a university presence, Chico is a fantastic affordable living option.

5. Redding

• Overview: Redding is renowned for its natural beauty and recreational opportunities, located in Northern California.
• Median Home Price and Rental Costs: The median home price in Redding is around $310,000, with average rents at $1,150 per month.
• Cost of Living Index: Redding’s cost of living index is 102.7, making it a fairly affordable place to live.
• Job Market and Major Industries: The major sectors include healthcare, retail, and education.
• Lifestyle and Amenities: Redding offers access to Shasta Lake, numerous trails, and a vibrant community spirit.
• Verdict: For outdoor enthusiasts seeking affordability, Redding is a dream come true.

6. Visalia

• Overview: Located in the San Joaquin Valley, Visalia is an agricultural hub with a rich history and a community-focused lifestyle.
• Median Home Price and Rental Costs: Median home prices are about $280,000, with average rents around $1,200 per month.
• Cost of Living Index: Visalia’s cost of living index is 97.8, making it one of the more affordable cities in California.
• Job Market and Major Industries: Agriculture, healthcare, and education are the main economic drivers.
• Lifestyle and Amenities: Visalia boasts a charming downtown, numerous cultural festivals, and is close to national parks.
• Verdict: Affordable, charming, and close to nature—Visalia ticks all the boxes for budget-conscious Californians.

7. Oxnard

• Overview: Oxnard is a coastal city known for its beautiful beaches and agricultural economy.
• Median Home Price and Rental Costs: The median home price in Oxnard is about $500,000, with rents around $1,500 per month. Higher, but worth the coastal perks.
• Cost of Living Index: Oxnard’s cost of living index is 120.5, higher but justifiable for coastal living.
• Job Market and Major Industries: The job market includes agriculture, defense, and manufacturing.
• Lifestyle and Amenities: With stunning beaches, diverse dining options, and numerous cultural events, Oxnard offers a rich lifestyle.
• Verdict: If you’ve dreamed of affordable beach living, Oxnard might just be your coastal haven.

8. Modesto

• Overview: Modesto, in the heart of the Central Valley, is known for its agricultural output and vibrant community spirit.
• Median Home Price and Rental Costs: Median home prices in Modesto are around $330,000, with average rents at $1,250 per month.
• Cost of Living Index: Modesto’s cost of living index is 101.3, making it an affordable choice.
• Job Market and Major Industries: Key industries include agriculture, healthcare, and manufacturing.
• Lifestyle and Amenities: Modesto offers cultural events, parks, and a growing dining scene.
• Verdict: For those seeking a balance of affordability and community spirit, Modesto is a great choice.

9. Santa Maria

• Overview: Santa Maria, located on the Central Coast, is famous for its wineries and agricultural economy.
• Median Home Price and Rental Costs: Median home prices are about $420,000, with average rents around $1,350 per month.
• Cost of Living Index: Santa Maria’s cost of living index is 113.4, higher but offers a great quality of life.
• Job Market and Major Industries: Agriculture and wine production are major economic drivers.
• Lifestyle and Amenities: With beautiful landscapes, excellent wine, and a relaxed vibe, Santa Maria is inviting.
• Verdict: Wine lovers and those seeking a relaxed lifestyle will find Santa Maria appealing and affordable.

10. Merced

• Overview: Merced is known as the “Gateway to Yosemite” and offers a blend of urban and rural living.
• Median Home Price and Rental Costs: Median home prices in Merced are around $300,000, with average rents at $1,200 per month.
• Cost of Living Index: Merced’s cost of living index is 100.1, very close to the national average.
• Job Market and Major Industries: The economy is driven by education, healthcare, and agriculture.
• Lifestyle and Amenities: Merced offers access to outdoor activities, a university presence, and numerous community events.
• Verdict: For those who want proximity to nature and affordable living, Merced is ideal.

11. Tulare

• Overview: Tulare is a small city in the San Joaquin Valley, deeply rooted in agriculture.
• Median Home Price and Rental Costs: Median home prices are about $270,000, with average rents at $1,150 per month.
• Cost of Living Index: Tulare’s cost of living index is 96.3, making it very affordable.
• Job Market and Major Industries: Agriculture dominates, with healthcare and retail also important sectors.
• Lifestyle and Amenities: Tulare offers a quiet, community-focused lifestyle with local events and parks.
• Verdict: If you prefer a small-town vibe with big savings, Tulare is your spot.

12. Yuba City

• Overview: Yuba City, located in Northern California, offers a blend of agriculture and suburban living. It is known for its diverse community and rich agricultural landscape.
• Median Home Price and Rental Costs: Median home prices in Yuba City are around $320,000, with average rents at $1,250 per month.
• Cost of Living Index: Yuba City’s cost of living index is 101.6, making it a relatively affordable place to live compared to other parts of California.
• Job Market and Major Industries: The primary industries are agriculture, healthcare, and education. The job market is bolstered by the presence of local farms, schools, and medical facilities.
• Lifestyle and Amenities: Yuba City offers a family-friendly atmosphere with numerous parks, local events, and good schools. The Feather River provides opportunities for outdoor activities like fishing and boating.
• Verdict: Yuba City is perfect for families seeking affordable, suburban living with a community feel and easy access to nature.

13. Turlock

• Overview: Turlock, located in the Central Valley, is a charming city known for its university and agricultural roots. It boasts a mix of cultural heritage and modern amenities.
• Median Home Price and Rental Costs: Median home prices in Turlock are about $330,000, with average rents around $1,300 per month.
• Cost of Living Index: Turlock’s cost of living index is 102.2, which is slightly above the national average but still reasonable for California.
• Job Market and Major Industries: Agriculture, education, and healthcare are the main industries. The presence of California State University, Stanislaus adds to the economic and cultural vitality of the city.
• Lifestyle and Amenities: Turlock offers a variety of cultural events, parks, and recreational activities. The city has a vibrant downtown area with shops, restaurants, and galleries.
• Verdict: Turlock provides a balanced lifestyle with educational opportunities and a strong sense of community, making it an ideal place for families and students.

14. Manteca

• Overview: Manteca is a growing city in San Joaquin County, known for its friendly community and strategic location between major cities like San Francisco and Sacramento.
• Median Home Price and Rental Costs: The median home price in Manteca is around $370,000, with rents averaging $1,350 per month.
• Cost of Living Index: Manteca’s cost of living index is 105.8, which is manageable given its location and amenities.
• Job Market and Major Industries: Major industries include agriculture, retail, and manufacturing. Manteca is also a hub for distribution centers due to its central location.
• Lifestyle and Amenities: Manteca offers numerous parks, a family-friendly environment, and recreational facilities such as the Big League Dreams Sports Park. It also has a variety of shopping and dining options.
• Verdict: For those looking for affordable living with easy access to major cities and a welcoming community, Manteca is a great choice.

15. Lancaster

• Overview: Lancaster, situated in the Antelope Valley of northern Los Angeles County, combines affordability with proximity to the greater Los Angeles area.
• Median Home Price and Rental Costs: Median home prices in Lancaster are about $320,000, with average rents around $1,200 per month.
• Cost of Living Index: Lancaster’s cost of living index is 98.7, making it a budget-friendly option while being close to the amenities of Los Angeles.
• Job Market and Major Industries: Key industries include aerospace, manufacturing, and retail. The nearby Edwards Air Force Base also contributes significantly to the local economy.
• Lifestyle and Amenities: Lancaster offers a range of cultural and recreational activities, including the Antelope Valley California Poppy Reserve, the Lancaster Performing Arts Center, and several local parks.
• Verdict: If you want affordable housing with the advantage of being close to Los Angeles, Lancaster offers a compelling blend of cost-effectiveness and accessibility.

5 Reasons to Live in California

1. Natural Beauty

Oh, California! The land where you can surf in the morning and ski in the afternoon. From the golden beaches of Malibu to the rugged peaks of the Sierra Nevada, the state’s diverse landscapes are almost unfairly beautiful. It’s as if Mother Nature decided to throw a little bit of everything into California just to show off. And yes, you get to experience all this without ever leaving the state—because who wants the hassle of traveling when paradise is right outside your door?

2. Economic Opportunities

California isn’t just about stunning vistas; it’s also the land of opportunity. Silicon Valley alone is a veritable goldmine for tech enthusiasts looking to change the world one app at a time. And let’s not forget Hollywood, where you can dream of being discovered while waiting tables. From agriculture to aerospace, the job market here is like an all-you-can-eat buffet of economic opportunities. Sure, you might have to deal with a little competition—just a few million people—but hey, that just adds to the excitement!

3. Cultural Diversity

If you enjoy cultural whiplash, California is the place for you. With its status as a melting pot of cultures, you can experience the world without ever needing a passport. One day, you could be eating the most authentic dim sum outside of China, and the next, you might be celebrating a traditional Mexican fiesta. Every corner of the state is like a new episode of a travel show, offering a rich tapestry of languages, traditions, and cuisines. And who needs uniformity when you can have such a delightful cultural mosaic?

4. Educational Institutions

Dreaming of sending your kids to a top-tier university? California’s got you covered. Home to world-renowned institutions like Stanford and UC Berkeley, the state offers educational opportunities that are almost as diverse as its landscapes. Your children can receive a world-class education and graduate with the joy of knowing they have student loans the size of a small mortgage. But who’s counting pennies when they have a prestigious degree, right?

5. Climate

California’s climate is the stuff of legends. While the rest of the country wrestles with snowstorms and humidity, Californians bask in mild weather year-round. It’s a place where you can plan a beach day in January without a second thought. Sure, there are the occasional wildfires and droughts, but what’s a little fire and lack of water compared to the glory of eternal sunshine? Just remember to keep your emergency kit handy and enjoy the perfect weather while it lasts.

Tips to Maintain a Quality Life in California

1. Focus on Major Expenses

Prioritize significant cost-saving measures, such as finding affordable housing and reducing car payments, which can save you hundreds each month.

2. Find Roommates

Sharing housing costs with roommates is a practical way to lower your monthly expenses, freeing up funds for savings and investments.

3. Avoid Large Cities Initially

Consider moving to less-known areas of California first, where living costs are lower, and you can still enjoy the state’s benefits.

4. Sell Your Car

If feasible, sell your car and rely on public transportation, biking, or walking to save on car payments, insurance, and maintenance.

5. Utilize Relocation Benefits

If relocating for work, ensure you receive financial assistance for moving and a salary adjustment to match California’s cost of living.

6. Work from Home

Remote work can save on commuting costs and may include benefits like company-paid internet and utility bills.

7. Shop Secondhand

Explore secondhand and vintage stores for affordable clothing and household items, helping you save money on daily expenses.

8. Get a Side Hustle

Consider a temporary side job to boost your income and help cover living costs until you are financially stable.

9. Increase Your Income

Evaluate your current job for fair compensation or explore new career fields that offer higher earning potential.

10. Utilize Community Resources

Take advantage of free events, museum days, and community performances. Library cards can provide access to free books, audiobooks, and sometimes discounts or free admission to various attractions.

Conclusion

While California is often associated with sky-high living costs, these 15 cities prove that affordable living in the Golden State is possible. From charming college towns to growing suburban areas, these cities offer a range of lifestyles without breaking the bank. Whether you’re looking for cheap housing for rent or affordable houses, these places provide a balance of quality living and budget-friendly prices.

So, if you’ve been dreaming of moving to California but were scared off by the price tags, consider these affordable cities. They offer the chance to enjoy all the benefits of living in the Golden State without going broke.

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FAQs

How does the cost of living in these affordable cities compare to the national average?

The cost of living in these cities is generally lower than the national average, making it easier to live comfortably without overspending.

Are there budget-friendly housing options in these cities?

Yes, these cities offer a variety of affordable housing options, including rentals and homes for purchase.

What types of job opportunities exist in these cost-effective cities?

 Job opportunities vary but commonly include positions in healthcare, education, agriculture, manufacturing, and retail.

Is the quality of education satisfactory in these budget-friendly cities?

Many of these cities have good public schools, community colleges, and universities, providing quality education options.

How accessible is healthcare in these affordable cities?

These cities typically have good healthcare facilities, including hospitals, clinics, and specialized medical services.